How To Insure Boats and Caravans

Insurance for Boats and Caravans

When you invest in something as big as a boat, caravan, you absolutely need to protect your investment with a comprehensive insurance policy. Never assume that the limited coverage from your homeowner’s policy, auto policy, or any other policy extended to these machines is enough to recoup your investment if an accident occurs.


What Does Boat Insurance Cover?

Boat insurance covers you in the event of damage to your boat. Your boat insurance policy may include:

  • Collision damage in the event of a crash.
  • Property damage liability in case you cause any accidents while operating your boat.
  • Bodily injury liability if anyone is injured on your boat.
  • Additional coverage options like coverage for medical payments, fishing equipment, or personal property.


What Does Caravan Insurance Cover?

Whether your caravan serves as a road trip necessity or your permanent home, adequate caravan insurance protection can cover you on the road as you travel or while your caravan is stationary.

A typical caravan insurance policy covers loss, accidental damage, theft, and damages due to natural disasters. Some policies cover liability for legal expenses if you are the cause of an accident.

If you insure your caravan while it is stationary, make sure your policy includes coverage for driving before you hit the road!


The More Customisable Your Insurance Policy, The Better

When it comes to insuring things like your boat, caravan, or small aircraft, you need a customisable policy that can cover your specific needs. Fitton Insurance Brokers offer flexible, affordable boat, caravan, and small aircraft insurance policies that allow you to have coverage where you need it and don’t charge you for things you don’t.

You can call Fitton for advice or a quote.