Insurance Broker Toowoomba
The Broker Who
Knows You by Name
Fitton is a family owned brokerage protecting farms, horses, businesses and transport across regional Australia since 1984.
- A team that understands your operation
- Real people, prompt answers
- Support when it matters
Toowoomba Insurance Advice for Your Operation
A Familiar Team That Understands Your Operation
Your farm, horses, vehicles, machinery and commercial interests may all be connected. Fitton takes the time to understand how the different parts of your operation fit together, so your cover can be considered as a whole. You will often speak with people who already know your circumstances, with the wider team available to assist when needed.
Insurance Guide Book
What to Know Before You Insure
A plain guide to getting the right cover. What good cover includes, what to watch for, and what to sort out before you choose.
- How cover is put together for farms, businesses and families, and why it matters
- What good cover actually includes, so you can spot the gaps in a cheap policy
- The questions to ask before you renew
Commercial Insurance Advice Toowoomba
Cover Built Around How Your Operation Actually Runs
Insurance only works when it reflects the way your operation actually runs. We start with a proper needs analysis, compare appropriate options across the market and explain the important details in plain English. That means looking at the full picture, including your land, horses, vehicles, machinery, people and commercial activities, rather than treating each part in isolation.
Our Process
Three Steps, One Broker, No Queue
Get in touch
Call, email or request a quote online. No hold music, no menu, no chatbot: a real person answers, you are assigned your own dedicated broker, and they get back to you promptly to take your details.
We assess and shop the market
Your broker reviews your situation and risks, sources appropriate and competitive quotes across the market, and presents clear options in plain English, gaps and all. You choose with your eyes open.
Cover is placed, with ongoing support
Once cover is placed, your broker remains your point of contact for renewals and changes. If you need to make a claim, our team can help lodge it, manage insurer communication and follow up progress.
Why Choose Fitton
Because when the shed comes down or the horse goes down, the team you chose is the one making the calls.
One dedicated broker
The same person who knows you and your file, every time you call, with a dedicated claims team when you claim. Never a rotating call centre reading from a script.
Specialists who live it
Brokers who understand the land and the sectors they serve. Christina competes in equestrian and leads the equine team. You will never have to explain a broodmare or a road train.
Established since 1984
Family owned since 1984, founded and led by Ron Fitton, with four decades of regional broking experience across the team.
We work for you, not the insurer
As brokers, we represent you. A proper needs analysis, options compared across the market, and every recommendation explained in plain English.
Claims support when it matters
Fitton helps manage insurer communication and advocates for the best possible outcome available under your policy.
Tired of telling your story to a stranger?
No hold music, no call centre, no starting from scratch. At Fitton a real person answers, and it is the same person every time.
Farm Insurance Broker Toowoomba
Protecting Your Farm From the Ground Up
From livestock and crop to machinery, vehicles, farm liability and interruption cover, we arrange insurance around the realities of your operation. We take the time to understand your land, your assets and the way your farm works, whether you are grazing, cropping or running a mixed operation across regional Queensland or northern New South Wales. Where your farm also connects with horses, transport or other commercial interests, those wider risks can be considered too.
Horse Insurance Australia Wide
From a Child's First Pony to Stallions Worth Millions
Our equine team arranges cover for thoroughbred and racing, breeding, pleasure and performance horses across Australia. Options can include mortality, life saving surgical, veterinary fees, loss of use, infertility and transit cover. Christina leads this side of the business, competes in equestrian herself and is a familiar face at events and major sales across the eastern seaboard.
Commercial Insurance Broker Toowoomba
Commercial Cover That Fits the Way You Work
Builders, earthmovers, manufacturers, hospitality operators and professional firms all face different risks. We take the time to understand what you do, how the operation is structured and where the exposures sit, then compare appropriate cover options across the market. This may include industrial special risks, commercial motor, public liability, management liability and other forms of commercial insurance, explained clearly and without unnecessary jargon.
Transport Insurance Broker Toowoomba
Cover for Owner Drivers, Fleets and Road Trains
Transport operators need cover that reflects the vehicles, freight and routes involved in keeping the operation moving. Fitton works with owner drivers, fleets, road trains and businesses operating heavy vehicles and machinery. Cover may include commercial motor, carriers insurance for cargo carried as a principal, contractor or subcontractor, warehousing and depots, as well as horse truck and float insurance. Marine cargo cover is generally arranged for goods owners. Insurance for horses in transit is separate from vehicle or float cover.
Next Steps
Your broker is waiting to meet you.
If you would rather be known by name than by policy number, get in touch.
