Farm & Agribusiness Insurance

Insurance designed to protect farms and other agricultural businesses from risks and potential losses.

What is farm & agribusiness insurance?

Farm and agribusiness insurance is the type of insurance designed to protect farms and other agricultural businesses from risks and potential losses. This type of insurance provides coverage for a wide range of risks, including property damage, liability claims, and other types of losses that can occur in the course of running a farm or agribusiness.

What does it cover?

Farm and agribusiness insurance policies can vary depending on the specific needs of the business. Some common types of coverage include:

Crop insurance provides farmers with financial protection against losses due to unexpected events that can impact their crop yields. With the uncertainty of weather patterns and other uncontrollable factors, crop insurance can help ensure that farmers are able to recover their investment in the event of a loss.

To protect you from the inherent risks associated with growing crops, Crop Insurance can be arranged depending on the type of crop against fire and/or hail.

Either Pre-Harvest Revision or Post Harvest Declaration is available, and you can select an increased excess to reduce the premium and/or select optional reducing excess cover.

As a licensed General Insurance Brokerage, Fitton Insurance can help you to arrange Crop Insurance through two specialist providers.


Farm Package insurance are insurance policies specifically designed to protect farmers and their farming operations from various risks and losses. These packages typically include several different types of coverage that can be customized to meet the specific needs of the farmer, such as:

  • Home Insurance
  • Farm & General property Insurance
  • Public & Product Liability Insurance
  •  Motor Vehicle Insurance
  • Machinery Breakdown Insurance
  • Computer/Electronic Breakdown Insurance
  • Theft Insurance
  •  Land Transit Insurance
  • Business Interruption Insurance (add-on)

It’s important for farmers to carefully review their insurance needs and work with an insurance agent or company that specializes in farm insurance to ensure they have the appropriate coverage to protect their farming operations.

Livestock insurance is a type of insurance policy that provides financial protection against the death or loss of livestock due to various perils, such as accidents, disease, theft, natural disasters, and other unexpected events. Livestock insurance is commonly used by farmers to protect their investment and livelihood.

The coverage and terms of the policy will depend on the specific insurance company and policy purchased.

We have policies that can enable you to cover your bulls and/or stud cattle and are specifically able to provide your livestock with cover against:

  • Death due to an accident.
  • Death due to an illness or disease.
  • Loss of use due to an accident.
  • Loss of use due to an illness.
  • Theft of the animal.

Livestock insurance can provide peace of mind and financial protection for farmers who rely on their animals for their livelihood.

Additional covers you might be interested in

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As your insurance broker, we don’t sell insurance, we buy them for you. We pride ourselves on providing our clients with a personalised, one-on-one service lodging claims, as well as providing claims advice should an unexpected event arise that affects your business. Save your time and make informed decisions that will save you money with Fitton AgInsure team TODAY!